Money CAN buy happiness – for you, for me, for everyone. It depends on how each one of us spends our money. It has been proven by science. According to this study, spending money increases your happiness, if it is done in a way that […]
My first personal budget was made two months ago. Yes, it wasn’t not too long ago that I took the initial steps towards budgeting. It was the best decision I have taken in a long time. From those baby steps, taken tentatively, I have come […]
Need to plan a family holiday on a budget? That means keeping an eye on all your expenses – travel, stay, shopping and food while experiencing everything to the maximum. It is possible. In this post I wanted to focus on one of these major […]
What does living on a budget mean to you? I read an interesting post by Michelle over at Making Sense of Cents. What she wrote made so much sense to me. It got me thinking – what exactly do I mean when I say ‘living […]
I quit working. I mean I quit working full-time jobs. So, I quit working full-time Imagine doing something for nearly every minute of your waking life, for 20 years and then BOOM it is gone. Ever since I got my MBA degree, I was a […]
Is it September already? That means only one thing – Christmas is around the corner. It is time to start buying gifts, time to dig deep into your finances. Time to look at your finances and your budget for Christmas. Do you budget for Christmas? […]
Hello and Welcome to Pennies For Cents, It is really exciting to start this blog about personal finance and managing your money to achieve my money goals and aspirations. What are your money goals? We all have dreams and aspirations which, often, need moolah to […]
