This money-saving guide helps you budget for November. With practical tips to help you save money so that you don’t lose track of your money-saving efforts in the last couple of months of the year.

Smart Ways To Save Money In November

Hot on the heels of Halloween comes November. Suddenly all hell breaks loose. The holiday season has arrived!

Which means everything around you starts to look a lot like Christmas now. Christmas commercials start to drop. Storefronts begin to put up their holiday decor. The world begins to look like this

Daylight Saving Time ends on Sunday, November 3 at 2.00 am. Don’t forget to adjust your clock and “fall back” an hour. You can officially sleep until an hour later!

Fall starts transitioning into winter. Sweaters become chunkier, coats longer. Bring on those scarves, boots, and hats. Getting dressed is so much fun.

Meals begin to look like a warm variation of a hearty soup, hot dumplings, and delicious casseroles. And its finally hot chocolate season. You can melt marshmallows in each and every one of your hot drinks. Oh, and time for Starbucks to release the design of their red cups for the year! Everything just tastes better in red!

And yes, the start of the Holiday season means spending starts to soar. Expenses begin to add up. So how can you stick to your budget, SAVE money and still enjoy the best this month has to offer?

This is why I have compiled this list of ways to save money in November. With this smart money-saving guide you are sure to save some moolah going into the holiday season.

A few more related posts you may like to read:

What Happens In November That You Should Budget For


Thanksgiving is all about family, friends, and food – the three best things in life.

Even though the average cost of a traditional feast has been falling over the last three years, it can still quickly add up.

Average price of a ten-person Thanksgiving dinner in the U.S. from 1990 to 2018
The average price of a ten-person Thanksgiving dinner in the U.S. from 1990 to 2018 (STATISTA)

Chances are that the expenses of a proper Thanksgiving meal, whether you are hosting or just bring a dish, are outside your regular monthly grocery budget. Make sure to set yourself a seasonal budget for what you need to buy.

Create savings in other categories to afford this special seasonal budget.

Thanksgiving Weekend

Between a great turkey and family obligations comes the allure of great shopping deals.

Thanksgiving weekend is a high-spend weekend. Many consumers like to start their holiday shopping early.

According to the National Retail Federation, an estimated 164 million people are planning to go shopping Thanksgiving Day through Cyber Monday.

According to NRF President and CEO Matthew Shay, ” Whether it’s heading to the stores after finishing their turkey or going online on Cyber Monday, consumers will be shopping all weekend.”

Though consumers will be busy shopping all weekend long, Black Friday will be the busiest day attracting over 116 million people.

Do you have your Christmas budget saved for?

Start To Decorate For Christmas

Once Turkey Day comes has its time to shine and has gone, it is time to start decking those halls with holly, stockings, lights, garlands, and wreaths.

While putting up Christmas decorations and lights makes everyone nostalgic and happy, make sure you know how much you want to spend on buying the latest decor available.

Top Money-Saving Tips – November


Remember all your grocery saving tricks. Put all your usual shopping savvy into play this time of the year – grab store circulars, clip coupons, make and stick to your shopping lists, book your turkey in advance. This will help your regular grocery and special Thanksgiving budget stretch a little longer.

There are many ways to cook tasty Thanksgiving dinners without breaking the bank. Pinterest is a great tool to find frugal Thanksgiving recipes.

Follow my Frugal Celebrations Pinterest board for plenty of recipes and inspiration.

Shop Around

Comparing prices for items on your list is one of the biggest ways you can save. Take time to compare the prices of some of the costlier options – such as the turkey or plane fares – before you buy.

Plan Ahead

I say this every month and I don’t think I am ever going to tire repeating it. Planning ahead and making lists save money. Make a meal plan. Use it to make a grocery list. Then stick to it.

Make a list of people you need to buy gifts for and what you plan to buy.

Have your Black Friday, Cyber Monday shopping lists ready to go.

November is the right time to start listing down gift ideas for people you are going to be giving gifts to this year. Note down their costs. (Also keep a place to check off once an item is bought, when it is packed and ready to go.)

Lists, baby, lists… they are my world. And will save your sanity during the holiday frenzy that is upon us.

Make the Most of Thanksgiving Weekend Sales

Starting with Black Friday till Cyber Monday, Thanksgiving weekend is a great time to shop. But make sure you have a plan, a list, and a budget.

Take time to plan out what you need to buy – be if for Holiday gifts or for things needed around the house. Then use technology and apps to help you find the best deals in local stores or online.

Don’t forget to make and stick to your shopping list because discounts have a habit of making people excited and causing them to overspend. We don’t want you doing that!

Stay Safe

Holidays are when scammers are most active. They use this time when unsuspecting shoppers are busy getting their holiday shopping done to target them.

In order to avoid being duped do not reveal ANY information about your credit cards or bank accounts to ANYONE. Be wary of phishing emails that ask you to confirm your bank account or other details.

Things To Buy In November To Save Money

With November being the month of sales and discounts it is a great month to buy almost anything. But these are things you could pay close attention to

  • Pumpkins – their prices fall immediately after Halloween
  • TVs, appliances, and electronics – the ones you need to buy or upgrade – be it phones, watches, laptops, and smart home devices.
  • Baking supplies – Baking season is upon us. So make sure to stock up on baking supplies, cookware, and bakeware.

Winter apparel, clothing equipment, Christmas decorations are more expensive right now. Can you wait until January when their prices will fall to buy them?

Here is a little tip for you: I buy one ornament each year before Christmas – which is my ornament of the year. Everything else, I wait till after Christmas to stock up for the next year. This not only keeps my wallet happy, helps me save money but also makes me happy.

Do you have any tips or tricks that help you save some of your hard-earned dollars? Think you have an idea that should be added to this money-saving guide – let us know.

If you’re in the giving mood this holiday season how about giving a like on our Facebook page?? It is a great way to keep up with the latest posts from Pennies For Cents along with a ton of other useful information we find and share.


turkey feast with text 'monthly money-saving guide November'

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